Mortgage Rates Today, Jan. 10: Slight Dips; Top Housing Markets in 2017

Thirty-year fixed-rate mortgages remained unchanged for the third day in a row, whileÂ15-year fixed and 5/1 ARM rates fell slightly,Âaccording to a NerdWalletÂsurvey of mortgage rates published by national lenders on Tuesday.

Mortgage Rates Today,
Tuesday, Jan. 10

(Change from 1/9)
30-year fixed: 4.31% APR (NC)
15-year fixed: 3.71% APR (-0.02)
5/1 ARM: 3.82% APR (-0.02)

Zillow’s 2017 housing market forecasts

Last Friday, Zillow released its forecast for the 10 hottest housing markets in 2017. The list is made up ofÂcities with quickly rising home values, low unemployment rates and solid economic growth, according to the release.

Zillow’s chief economist, Dr. Svenja Gudell, said in the release that the list“highlights that jobs and opportunities are increasingly growing in smaller markets away from the coasts.”

“Midsize cities like Salt Lake City, Portland and Nashville are desirable places to live, with good employment opportunities and steady economic growth,” Gudell said. “The growth and demand for housing will drive up home prices in 2017, and these hot markets are experiencing change as more people discover them.”

» MORE:ÂHow the Trump presidency will impact housing in 2017Â

Here are Zillow’s 10 hottest housing markets for 2017:

1. Nashville, TennesseeÂ
Forecasted home value appreciation: 4.3%
Income growth: 1.1%
Unemployment rate: 4%

2. Seattle
Forecasted home value appreciation: 5.6%
Income growth: 1%
Unemployment rate: 4.4%

3. Provo, Utah
Forecasted home value appreciation: 4.3%
Income growth: 1%
Unemployment rate: 2.7%

4. Orlando, Florida
Forecasted home value appreciation: 5.7%
Income growth: 1%
Unemployment rate: 4.5%

5. Salt Lake City
Forecasted home value appreciation: 4.3%
Income growth: 1%
Unemployment rate: 2.8%

6. Portland, Oregon
Forecasted home value appreciation: 5.2%
Income growth: 1%
Unemployment rate: 4.8%

7. Knoxville, Tennessee
Forecasted home value appreciation: 4.4%
Income growth: 1.1%
Unemployment rate: 4.7%

8. Ogden, Utah
Forecasted home value appreciation: 4.7%
Income growth: 1%
Unemployment rate: 2.9%

9. Denver
Forecasted home value appreciation: 3.6%
Income growth: 1%
Unemployment rate: 2.9%

10. Sacramento, California
Forecasted home value appreciation: 4.8%
Income growth: 1%
Unemployment rate: 5.2%

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Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

NerdWallet daily mortgage rates are an average of the published APR with the lowest points for each loan term offeredÂby a sampling of major national lenders. Annual percentage rate quotes reflect an interest rate plus points, fees and other expenses, providingÂthe most accurate view of the costsÂa borrower might pay.

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Michael Burge is a staff writer at NerdWallet, a personal finance website. Email:Âmburge@nerdwallet.com.

The article Mortgage Rates Today, Jan. 10: Slight Dips; Top Housing Markets in 2017 originally appeared on NerdWallet.