5 habits that will save you money

Checking your balance doesn’t have to result in panic and confusion. Every day spending habits can add up without you even realizing it. But keeping your wallet full doesn’t mean you have to skimp on everything. Incorporating the below tips into your life will have you actually smiling next time you check your account.

Five habits that will save you money.
Tweaking the way you live can make you richer in the long run.

Track your spending. Obsessively writing down every dime you spend may sound daunting, but apps like Xpenser and Pennies make it simple and doing it for just one month will really help you better understand where your paycheck is going. You may be surprised how much you actually spend on food or entertainment until you actually see the numbers.

Pick and choose your vices. If a $5 morning latte habit gets you through the day, don’t give it up. But it does mean you may have to sacrifice some other indulgences, like packing a lunch instead of buying one each day.

Think before you buy. Make every purchase count by taking a minute to stop and think first to consider how important it is. This works for everything from buying a bottle of water to bigger purchases. You’ll also appreciate what you do buy more.

Exercise. Hopping on a CitiBike or jogging in the park can actually save you money in the long run – no pun intended! According to Business Insider, people who exercise have lower health risks and avoid hefty doctors’ bills more than those who don’t.

Remind yourself what you’re saving for. If you are saving money for a Parisian vacation, make the City of Love your computer background. Or if you’re trying to save up so you can get your own apartment with no roommates, create a Pinterest board of what you want it to look like. Small sacrifices are easier to make when you keep the big picture in mind.


Florida man charged with murdering son to play…

A Florida man annoyed that his 16-month-old crying son was preventing him from playing video games suffocated the toddler, police said on Friday.


Powerful 7.2 magnitude earthquake rattles Mexico

A powerful earthquake struck Mexico Friday, shaking buildings and sending people running into the street, although there were no reports of major damage.


OMG! Exercise can make skin (and butt) look…

A moderate exercise regime can turn back time and actually reverse the skin's aging process, according to new research. The study showed that a minimum…


Jews in eastern Ukraine ordered to register, Kerry…

Secretary of State John Kerry condemned reports that Jews in eastern Ukraine had been ordered to register with the authorities "or suffer the consequences."


Whoopi Goldberg makes her debut as marijuana columnist

"It helps my head stop hurting, and with glaucoma your eyes ache, and she takes the ache out. It's wonderful," she said.

The Word

Kate Middleton made fun of Prince William's bald…

Kate Middleton and Prince William are in Sydney, Australia, right now, and it sounds like that brash Aussie sense of humor might be rubbing off.

The Word

Is Tom Cruise dating Laura Prepon?

"Mission: Impossible" star Cruise is said to be dating Laura Prepon, star of "Orange is the New Black."


'Scandal' recap: Season 3, Episode 18, 'The Price…

Sally is Jesus, Olivia caused global warming, and Mellie's still drunk. Let's recap the Scandal finale. A church full of Washington insiders is about to…


Carmelo Anthony agonizing over Knicks future as season…

There’s still the cloud hanging over the franchise’s head as to the pending free-agent status of All-Star forward Carmelo Anthony.


Jets host players with eye toward NFL Draft

The Jets hosted a number of NFL Draft hopefuls for workouts on Thursday, with an eye toward some under-the-radar players.


Chris Johnson: I wanted to go to 'a…

Now that Chris Johnson is a Jet, the team has to figure out if one of the most explosive players in the NFL over the last half decade has anything…


Rangers' speed versus Flyers' size makes interesting playoff…

Among the myriad aspects that will make this Metropolitan Division semifinal series fascinating will be the battle between the Rangers' speed and the Flyers' size,…


VIDEO: 'Vein-scanning' may become the future of paying

Designed to make transactions quicker and easier, the technology works by scanning the unique vein patterns in each person's palm.


#FollowFriday: 10 of the smartest Twitter accounts

Spending lots of time on Twitter? You might as well learn something. Here are some of the smartest accounts to follow.


Light-up nail art syncs with phone

This Japanese technology syncs light-up nail art with your phone.


Why is dance cardio taking off in NYC?

Instructors at some of the city's hottest classes explain why.