Thirty-year fixed mortgage rates dipped three basis points today, while 15-year fixed loans and 5/1 ARMs remained unchanged, according to a NerdWalletsurvey of current mortgage ratespublished by national lenders Thursdaymorning. MORTGAGE RATES TODAY, THURSDAY, FEB. 16
(Change from 2/15) Get personalized mortgage ratesTransUnion: Mortgage delinquencies finished 2016 on downward trend Homeowners are doing a better job of paying their mortgages on time, as mortgage delinquencies continued to fall in 2016, according to TransUnion’s Q4 2016 Industry Insights Report released Thursday. A delinquent mortgage is when a homeowner is 60 days or more past due on a monthly payment. Although the delinquency rate dropped by 7.3% over the last year, to 2.28% at the end of 2016, the rate has been showing signs of a plateau starting in the second(2.29%) and third(2.30%) quarters of 2016. The mortgage delinquency rate has declined every quarter since the third quarter of 2013, according to TransUnion. “The mortgage delinquency rate has declined for several quarters, and we are observing a stabilization of delinquency rates,” Joe Mellman, vice president and mortgage business leader for TransUnion, said in a news release. “The data suggest, given the current state of credit accessibility, we are reaching a natural floor for delinquencies after years of year-over-year declines.” » MORE: Calculate your monthly mortgage payment
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NerdWallet daily mortgage rates are an average of the published annual percentage ratewith the lowest points for each loan term offeredby a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providingthe most accurate view of the costsa borrower might pay. Deborah Kearnsis a staff writer at NerdWallet, a personal finance website. Email: dkearns@nerdwallet.com. Twitter: @debbie_kearns. .investor-form { text-align:center; max-width: 400px; margin:auto;}Mortgage Rate Newsletter Get daily mortgage rate updates delivered straight to your inbox! 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color : #fff;} .form-dropdown { width : 150px; height : 42px !important; border-radius : 0px; border-color : #ccc; -webkit-appearance : none; -webkit-border-radius : 0px; padding : 6px 12px; font-family : GothamBody, Arial, Helvetica, sans-serif !important; font-size : 16px;} /* Injected CSS Code */ – * document.getElementById(“si” + “mple” + “_spc”).value = “70126229088153-70126229088153″; JotForm.ownerView=true; jQuery(window).on(‘load’,function() { jQuery(‘form[id=”70126229088153”]’).on(‘submit’, function () { NWA.eventCenter.publish(‘formInputChanged’, { appName:’WORDPRESS’, formName:’emailcapture’, fieldName:’signup_emailcapture_submit’, action:’FORM_SUBMIT’ }); }); }); The article Mortgage Rates Thursday, Feb. 16: A Dip; Delinquencies Drop originally appeared on NerdWallet.
30-year fixed: 4.42% APR (–0.03)
15-year fixed: 3.75% APR (NC)
5/1 ARM: 3.83% APR (NC)
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