This year one of our own Smart Cookies wanted to kick it up a notch and get a personal trainer. In true Smart Cookie fashion however, she did have to take on additional work to cover the cost.

Here’s what we’ve learned when it comes to saving with a personal trainer. We’ve also included some tips for those who aren’t prepared to shell out the big bucks just yet, but still want to get the tight buns.

Buddy up on personal trainers
If you don’t want to pay the hefty fee that comes with having a personal trainer ($50-$85 an hour), ask if they offer a two-for-one special. Most trainers are comfortable training two people (or more) at once. If you share with a friend and commit to helping each other out, you and your bank account will feel much better.


YouTube It
YouTube covers just about everything from how to cut open a pomegranate to how to salsa and how to change the oil on your car. So it only seems logical they would show us how to get in shape. Gone are the days of renting Jane Fonda’s latest VHS for $20 at your local video store. Go to and in the search engine box enter the type of workout you’d like to try: abs, yoga, Pilates ... you name it. And the best part is — it’s free.

Podcasts, Podcasts, Podcasts
Since many of us have an iPod, it’s about time we figured out what else this little gadget can do besides play music. We just tested out this program online called “Couch-to-5K” ( Not only does it allow you to follow the program for free, it also has corresponding podcasts you can download to your iPod and listen to the tutorials. And hey, even if you aren’t training for a 5K, it certainly gets you working out on a regular basis.

– For more tips on saving money, check out our Web site at

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