Talk about money as step towards better spending



If the subject of money ever comes up, do you: a) cringe b) immediately change the subject c) down your martini as fast as possible or d) all of the above?


Talking about money can be more awkward than running into your ex and his new girlfriend as you exit the hot yoga studio.


When was the last time you dared to ask your best friend how much money she makes? Or how much money she spends in a month? If you are one of the rare people who have, we bet it created an awkward moment at the very least. Well, those times are about to change.

We know there are a lot of people that are in the same situation we were two years ago, before we started our money club, with maxed out credit cards and revolving lines of credit.

Talking about money sounded painful and the idea of learning about money seemed pointless.

But the problem was that our financial situations were getting worse and we knew that we needed help. Surprisingly, we discovered that talking about money was not as traumatizing as we had imagined, but rather a huge relief.

Most people have no idea how much money they are spending or bringing in each month. The first step, however, in getting your money in order is to start talking about it. If you don't know who to talk to yet, talk to us. Send us your questions and let's start addressing some of those taboo money topics! Each week we will answer questions directly from you. There is no money topic that is off limits. We will also be polling readers across the country to show you that you are not alone in your financial slip-ups and that there are simple solutions to your everyday money problems. So don't be shy and send in those texts! Talking about money can be sexy and empowering. Once you get going you may find it can actually be addictive.

Cookies will never tell you that you need to cut the things you love out of your life because they are too expensive. You will never hear us say that you need to cut out your morning coffee trips if that's what gets you through the day. Seriously, sometimes a person just needs his or her caffeine fix! We get it! We aren't about deprivation. We want to help you discover how to live the sweet life without the sacrifice. After all, that's what being a Smart Cookie is all about!

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The Smart Cookies show you their way to financial freedom. If you want to be smart, be rich and be fabulous, you have come to the right place! Tune in Wednesday night at 9:30 p.m. EST/PST on the W Network. Be sure to visit to get new money tips and sign up for our newsletter.