Smart Cookies save cash without the suffering
Money. It’s a part of everything you do, and there never seems to be enough of it. But how often do you actually have real conversations about money with your friends, family or colleagues at work?
With the pressures of running a household, owning a home or getting ahead in your career there are a million reasons why your debt continues to rise or you just don’t know where your paycheque is going. But for some reason, no matter how much it weighs on your mind money is always off limits. That is until now.
Two years ago, we were a collective financial mess. We were running from collection agencies, hiding shopping sprees from our partners and splurging to numb the pain of recent breakups.
We were smart, successful women in our 20s and early-30s with good careers and a lot on the go, but for some reason, we just couldn’t seem to get ahead financially.
Then, in early 2006, we saw an episode of The Oprah Winfrey Show that focused on getting a handle on your debt. We’d each been searching for a way to take control of our finances so we thought, why not do it together? We decided to form a money club — kind of like a book club, but instead of reading and discussing books, we’d be reading our bank statements and discussing ways to pay down our debt and make more money.
Barely a year after the Oprah episode aired, which inspired our money club, we were being featured on her show ourselves, talking about our own achievements. We paid down our debt by $15,000, saved $15,000 and increased our salaries by $45,000. Today, we have significant investments in retirement, property and the stock market.
Whether you are trying to pay down debt or save for a home, a wedding or a baby, it helps to have others behind you, supporting you along the way. We always had the best intentions when it came to our money — our bookshelves were lined with all the latest financial self-help books — but none of it ever stuck. That is until we found the support we needed in our friends.
Smart Cookies are not about deprivation. Rather, we’re about living the sweet life without the sacrifice. And we’ll show you how to do it without compromising your social lives, your sanity, or even your Starbucks lattes!
Each week we will bring you topics that matter and answer questions like how to get a raise from that prickly boss, how to make the leap from your parent’s basement and invest in your own condo, how to plan a fabulous night out without breaking the bank and much, much more.
For more information about what we do, check out smartcookies.com.
The Smart Cookies show you their way to financial freedom. If you want to be smart, be rich and be fabulous, you have come to the right place! Watch for the premiere episode of the Smart Cookies on March 12 at 9:30 p.m. ET/PT on the W Network.