Learning how to write a money order is easy, but it’s important to get it right. Here are five steps to complete one and make sure the funds are delivered to the right person or business:


- Fill in the recipient’s name.
- Write your address in the purchaser section.
- Include your account number if you’re paying a bill.
- Sign the bottom where it says “purchaser’s signature.”
- Keep your receipt.

(Details below.)


1. Fill in the recipient’s name


Write the name of the person or business thatwill receive the money order on the line that starts with “Pay to the Order Of.”


The recipient will be the only person or company authorized to deposit or cash the money order. It’s a good idea to fill out this section as soon as possible to make sure it doesn’t fall into the wrong hands.

2. Write your address in the purchaser section

You’re the purchaser, so yourinformation goes in this section. You’ll want the recipient to know how to contact you if there are questions or issues with the payment.

3. Include your account number if you’re paying a bill

Some money orders have a “payment for/account number” field. Filling it out helps make sure your account is credited for the payment.

4. Sign the bottom where it says ‘purchaser’s signature’

Your signature is important here, because it makes the money order official. Don’t sign the back. That area is for the person who receives it.

5. Keep yourreceipt

This is your proof of payment. Store your receiptin a safe place, in case there’s a problem later.

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When you know how to doa money order correctly, you have a good option for transferring money. Unlike writing a check from a personal bank account or handing over cash, a money order gives you proof of payment and assures the recipient that the funds are guaranteed.

Verified March 31, 2017.

Margarette Burnette is a staff writer at NerdWallet, a personal finance website. Email: mburnette@nerdwallet.com. Twitter: @margarette.

The article How to Fill Out a Money Order in 5 Easy Steps originally appeared on NerdWallet.