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Mortgage Rates Monday, April 3: Lower Today

Mortgage rates eased today as 30- and 15-year fixed home loans, as well as 5/1 ARMs, were all lower, according to a NerdWallet survey of mortgage rates published by national lenders Monday morning.

The next expected catalysts for interest rates will be Wednesday’s release of the minutes from the Federal Reserve’s last meeting and Friday’s U.S. employment report. Either could serve to motivate some mortgage rate movement.


(Change from 3/31)
30-year fixed: 4.29% APR (-0.02)
15-year fixed: 3.66% APR (-0.05)
5/1 ARM: 3.83% APR (-0.02)

» MORE: How much home can you afford?

Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

More from NerdWallet
Calculate your refinance savings
The pros and cons of home equity lines of credit
Best lenders for FHA loans

Hal Bundrick is a staff writer at NerdWallet, a personal finance website. Email: hal@nerdwallet.com. Twitter: @halmbundrick.

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