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Mortgage Rates Thursday, Feb. 23: Steady; Existing-Home Sales Start Strong

Thirty-year fixed mortgage rates today remained unchanged, while15-year fixed loans moved slightly lowerand 5/1 ARMs moved slightly higher, according to a NerdWalletsurvey of mortgage interest ratespublished by national lenders Thursdaymorning.

MORTGAGE RATES TODAY, thursday, FEB. 23:

(Change from 2/22)
30-year fixed: 4.32% APR (NC)
15-year fixed: 3.67% APR (-0.02)
5/1 ARM: 3.82% APR (+0.02)

Get personalized mortgage ratesNAR: Existing-home sales off to quick start

Existing-home sales are starting off the year at a brisk pace, according to the National Association of Realtors.

In fact, existing-home sales grew 3.3% to the seasonally adjusted rate of 5.69 million completed purchases in January, up from 5.51 million sales in December, NAR reported. What’s more: National existing-home sales haven’t seen such a brisk total monthly sales gain since February 2007, when monthly sales peaked at a rate of 5.79 million, according to NAR.

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Despite rising mortgage rates and home prices, as well as tight housing inventory in many markets, the data show that home buyers still aren’t deterred from purchasing homes.

“Much of the country saw robust sales activity last month, as strong hiring and improved consumer confidence at the end of last year appear to have sparked considerable interest in buying a home,” Lawrence Yun, NAR chief economist, said in a news release.

» MORE:Calculate your monthly mortgage payment

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Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

NerdWallet daily mortgage rates are an average of the published annual percentage ratewith the lowest points for each loan term offeredby a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providingthe most accurate view of the costsa borrower might pay.

Deborah Kearnsis a staff writer at NerdWallet, a personal finance website. Email: dkearns@nerdwallet.com. Twitter: @debbie_kearns.

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The article Mortgage Rates Thursday, Feb. 23: Steady; Existing-Home Sales Start Strong originally appeared on NerdWallet.

 
 
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