Every once in a while, Richard Stewart, an accountant with an office in Caledonia, would drive to Toronto to meet his clients.

On Tuesday, too, he had a couple of appointments in the city.

He was in his Oldsmobile driving east on Queen Elizabeth Way near Highway 427 when a piece of metal hurtled “like a bullet” through the windshield, killing him instantly.

The 54-year-old grandfather, from the town of Simcoe southwest of Toronto, was killed instantly when a piece of scrap metal about the size of a licence plate and almost an inch thick flew into his car and struck him on the head minutes after 1:10 p.m.

Yesterday, his family was devastated and the small town was stunned.

“It’s such a tragedy — everyone is in shock,” said Sherry Tukacs, receptionist at Stewart’s office for six years. “He was in the wrong place at the wrong time.”