Nerd Wallet Automatic

Mortgage Rates Tuesday, March 28: Steady Decline

Mortgage rates today for30- and 15-year fixed loans dropped by 2basis points, while 5/1 ARMs fell by 1 basis point, according to a NerdWalletsurvey of mortgage rates published by national lenders Tuesdaymorning. The 30-year fixed, 15-year fixed and the 5/1 ARM are continuing a downward slide...

Friday, May 12, 2017 - 5:17am

Mortgage Rates Monday, April 3: Lower Today

Mortgage rates eased today as 30- and 15-year fixed home loans, as well as 5/1 ARMs, were all lower, according to a NerdWalletsurvey of mortgage rates published by national lenders Monday morning. The next expected catalysts for interest rates will be Wednesday’s release of the minutes...

Friday, May 12, 2017 - 5:15am

How to Fill Out a Money Order in 5 Easy Steps

Learning how to write a money order is easy, but it’s important to get it right. Here are five steps to complete one and make sure the funds are delivered to the right person or business: - Fill in the recipient’s name. - Write your address in the purchaser section. - Include...

Friday, May 12, 2017 - 5:14am

Feds Sue Student Loan Giant Navient: What Borrowers Need to Know

The U.S. Consumer Financial Protection Bureau is suing Navient Corp., the nation’s largest student loan servicer, accusing it of “systematically and illegally failing borrowers at every stage of repayment,” according to a press releaseWednesday. The CFPB is asking Navient to...

Friday, May 12, 2017 - 5:10am

Mortgage Rates Monday, March 13: Up Slightly; Borrowers Gain Equity

Thirty-year fixed and 5/1 ARMrates rose slightlywhile 15-year fixed mortgage rates today held steady, according to a NerdWalletsurvey of mortgage interest rates published by national lenders on Monday morning. MORTGAGE RATES TODAY, monday, MARCH 13: (Change from 3/10) 30-year fixed: 4.54% APR...

Thursday, April 20, 2017 - 7:19pm

Mortgage Rates Tuesday, March 21: Dip; More Consumers Rejected for Mortgages

Mortgage rates today continued to inch downwardfor 30- and 15-year fixed loans while5/1 ARMs held steady, according to a NerdWalletsurvey of current mortgage rates published by national lenders on Tuesday morning. Mortgage Rates Today, Tuesday,March 21 (Change from 3/20) 30-year fixed: 4.42...

Thursday, April 20, 2017 - 7:15pm

What Car Insurance Customers Lie About — or Forget

Fudging information on a car insurance application to get a lower rate might not seem a big deal to you, but it is to car insurance companies.Lies and honest mistakes by customers and insurance agents cost car insurers an estimated $29 billion in 2016, according to a new report by Verisk Insurance...

Monday, April 3, 2017 - 5:45pm

4 Money Lies You Might Be Telling Yourself

By Kurt SmithLearn more about Kurt at NerdWallet’s Ask an AdvisorIf you’re like many people, you tell yourself little money lies without even realizing it. These lies might justify spending or a lack of savings, or help you avoid dealing with money altogether. Regardless of the reason, they...

Monday, April 3, 2017 - 3:34pm

3 Things Investors Are Watching in April

Is the so-called Trump stock rally over?That question is up for debate on Wall Street, and for good reason. U.S. stocks surged as much as 12% after Donald Trump’s election, posting a series of new highs and hitting long-awaited milestones, before falling in March for the first time since October....

Monday, April 3, 2017 - 2:40pm

NerdWallet’s Best Credit Card Tips for April 2017

April showers bring spring flowers, they say. So here’s a sprinkling of tips to help you blossom into a savvy credit card user.Financial Literacy MonthTwenty years ago, the National Endowment for Financial Education and the Jump$tart Coalition promoted April as Financial Literacy Month. Their...

Saturday, April 1, 2017 - 9:01am

Credit and Debt Words That Might Fool You

Credit and debt have their own vocabulary, and it’s not always easy to understand. So when you’re puzzling over a credit card statement or your credit report, don’t feel like a fool: Sometimes those terms conceal as much as they reveal.In honor of April Fools’ Day, we explain a few terms that can...

Friday, March 31, 2017 - 6:20pm

Think Trump’s Rally Is Ending? Try These 3 Investing Strategies

Since Donald Trump was elected president, the stock market, especially bank stocks, has stormed higher. The S&P 500 index has soared 10% on expectations that the Trump administration would implement a business-friendly agenda, stoking investment and growth.Yet more than two months into Trump’s...

Friday, March 31, 2017 - 5:37pm

How One Man Dug Out From $30,000 in Debt

Marcus GarrettAudit manager Marcus Garrett learned the hard way about the need to budget. Before the 34-year-old was a personal finance podcast host, he was buried in debt.At 18, operating without a budget,Garrett opened up a series of credit card accounts. He racked up $9,000 in debt on the usual...

Friday, March 31, 2017 - 5:26pm

3 Ways Women Can Bridge the Retirement Gap

Studies show women make better investors than men, but you wouldn’t know that looking at women’s retirement accounts.Here are the harrowing numbers:- Men’s average 401(k) balances are more than 50% higher than the average for women, according to a 2015 Vanguard study.- On average, men contributed...

Friday, March 31, 2017 - 4:07pm

For Seniors, Rising Credit Card Debt Squeezes Tight

The Great Recession hit Shirley Green hard. The 65-year-old had moved to Florida from Denver during the housing boom, but she lost her home when the real estate bubble burst. She filed for bankruptcy.“I started getting credit card offers and thought I should start rebuilding my credit score,” she...

Friday, March 31, 2017 - 3:59pm

Personal Loans in (Exactly) 250 Words

A personal loan is money borrowed from a bank, credit union or online lender that you pay back in fixed monthly payments, typically over two to five years. Lender rates can range from 7% to 36% APR.Most personal loans are “unsecured” — not backed by collateral. A secured loan backed by a car or...

Friday, March 31, 2017 - 3:32pm

How to Pay for Expensive Transgender Surgeries

Transgender Americans can pay a steep price if they havegender confirmationsurgeries as part of their transition. For Brandon L. Beck, a 39-year-old transgender man who began transitioning from female to male in his early thirties, his third and final surgery comes with a potentially unattainable...

Friday, March 31, 2017 - 12:38pm

Mortgage Rates Friday, March 31: Holding Steady

Mortgage rates for30- and 15-year fixed home loans, as well as 5/1 ARMs, all held firm today, according to a NerdWalletsurvey of current mortgage rates published by national lenders Friday morning.The stock and bond markets have had little to feed on lately, with tame economic reports and continued...

Friday, March 31, 2017 - 12:38pm

Dodge These 5 Tax Mistakes

Mistakes are a wonderful way to learn, but you have to realize you’ve made one for the learning to happen. Here are five mistakes tax pros say people make all the time — often without knowing it — and what you can do to avoid these expensive “learning opportunities.”Mistake No. 1: Giving the...

Friday, March 31, 2017 - 12:38pm

How to Lower Your Energy Bill

Energy bill too high? It might be timeto consider the physicsbehind your energy use. The scientific attributes of heat and energymeanparticular appliances and factors affect your utilities bill disproportionately.If this allsounds like high school science class, don’t fall asleep — this lesson can...

Thursday, March 30, 2017 - 7:33pm