Everyone's feeling the pinch these days, and a lot of articles offering money advice often seem like they're talking to someone in a much more secure financial position than you. Bummer, right? Well, CollegeHumor is here to help with these creative and lucrative tips for the broke and desperate. For instance, health insurance is way more expensive than the tax penalty for not having health insurance. And dying is a great way to get out of your financial situation! Bet you didn't think about it that way, did you?